What You Need to Know About the Senate Healthcare Bill

There was a lot of news today about the Senate healthcare bill and the bill got mixed reviews. One goal of the the plan is to lower premiums but some on the right say it is Obamacare light and others on the left say it has no heart – referring to what President Trump said about the House bill.

According to The New York Times, The 142-page bill would create a new system of federal tax credits to help people buy health insurance, while offering states the ability to drop many of the benefits required by the Affordable Care Act, like maternity care, emergency services and mental health treatment.

President Obama said on Facebook the bill is a transfer of wealth from the middle class to the rich.

Jonathon Gruber, the architect of Obamacare said via a Fox News interview, it takes Obamacare and makes it worse. He added that there should be more time to debate the bill .

NPR has a comprehensive chart of Obamacare versus the House and Senate bills.

ABC News reports four Republican Senators are not ready to vote for the bill and Rand Paul told MSNBC that working together gives them more leverage and they are open to compromising if the bill is modified to reduce regulations which would bring down the cost of healthcare

Regardless of how the drama plays out, you should know there is a better way to get healthcare.

The Wall Street Journal tells us you can save 71% by bypassing insurance and paying cash. It’s why we invented UMA Health, the free market for healthcare. Our platform connects patients with doctors but skips insurance. It allows patients to find doctors based on cost, distance, ratings and availability.

UMA stands ready to connect you with the doctor you need – we are available in the New York Area and initially targeting podiatrists, mental health and dentists. We are open to all doctors and we welcome new patients.

Use our platform, save money and also get 5% back to spend on future visits. Try us now : http://blog.umahealth.com/

22 Million to Lose Health Insurance Under Senate Bill. UMA to the Rescue!

The 142-page Senate bill which makes the first step at repealing and replacing Obamacare as scored today by the CBO which is the “non-partisan” Congressional Budget Office which determines how much new bills will cost among other things. The bottom line is it will save the U.S. $321 million dollars over ten years and 22 million less people will have health insurance as a result.

The CBO goes on to say the largest savings in H.R. 1628, Better Care Reconciliation Act of 2017  (see full text at bottom) would come from reductions in outlays for Medicaid—spending on the program would decline in 2026 by 26 percent in comparison with what CBO projects under current law—and from changes to the Affordable Care Act’s (ACA’s) subsidies for nongroup health insurance.

Those savings would be partially offset by the effects of other changes to the ACA’s provisions dealing with insurance coverage: additional spending designed to reduce premiums and a reduction in revenues from repealing penalties on employers who do not offer insurance and on people who do not purchase insurance.

Before the CBO released the score for the Senate plan, five GOP senators said they will not back it in its current form. Four conservative senators — Rand Paul of Kentucky, Ted Cruz of Texas, Mike Lee of Utah and Ron Johnson of Wisconsin — argue it does not go far enough to dismantle the Affordable Care Act.

Read more : http://blog.umahealth.com/

Don’t be a Neanderthal, Use UMA to Find Your Dentist

130,000 years ago our Neanderthal cousins used toothpicks to aid in dental pain and discomfort according to research at the University of Kansas. This based on a discovery in Croatia in around 120 years ago.

“As a package, this fits together as a dental problem that the Neanderthal was having and was trying to presumably treat itself, with the toothpick grooves, the breaks and also with the scratches on the premolar,” said David Frayer, professor emeritus of anthropology. “It was an interesting connection or collection of phenomena that fit together in a way that we would expect a modern human to do. Everybody has had dental pain, and they know what it’s like to have a problem with an impacted tooth.”

Luckily there is no need to use caveman tools to fix your teeth these days thanks to UMA Health, the service which skips insurance and allows you to find a dentist or doctor and save up to 89%.

UMA stands ready to connect you with the doctor you need – we are available in the New York Area and initially targeting podiatrists, mental health and dentists. We are open to all doctors and we welcome new patients.

Use our platform, save money and also get 5% back to spend on future visits. Book Great Neck dentist now by cost, distance and availability.

Remove your wisdom teeth today: Here’s how

So, you’ve had wisdom teeth (molars) your whole life.  Never did they cause a problem, except for that feeling in the morning.  You wake up with bad breath, an unpleasant taste when having breakfast and WAM, next comes a headache, a jaw ache, swelling, the list goes on and on.  So – you pop two Advil, some breath mints.  Everything is fine, right?  Who can afford to see the dentist, oral surgeon anyway.  That is way too expensive.

Impacted wisdom teeth can result in damage to other teeth.  This is because the position of the tooth is hard to clean and in result is more susceptible to tooth decay, gum disease, etc. If left untreated, in rare cases, un-proper dental hygiene can lead to tumors and breed cysts.  Impacted wisdom teeth can also lead to damage to the sinuses, near the upper wisdom teeth.  Leaving your wisdom teeth in can also damage the nerves, which can alter the sensation in your tongue, lower lip and/or chin.

It’s possible to remove your wisdom teeth: today.  UMAHealth.com provides a list of Great Neck dentist with pricing and availability.  UMA doesn’t take insurance, so what you pay is what you get!  No worries, no surprise bills, the doctor is solely focused on one thing: getting those molar(s) out!

It’s super important to see your doctor right away if you’re experiencing the above symptoms.  The oral surgeon/dentist may ask for an x-ray at the time of visit.  If you have an x-ray from the past, they may ask you to bring it with you.  You will be given local anesthesia “sleepy medicine,” and you will not feel a thing.  You can get your molar(s) taken out the same day as your initial consultation visit!  The doctor will go over everything with you in detail.

So stop worrying about your health – get care now using UMA.

High Deductible Plan and Can’t Afford a Doctor?

Are you getting medical insurance through your employer and stuck with an enormously high deductible plan?  Do you feel like you never want to step foot inside a doctors office, just because you’re scared of the costs?  Are you just paying for insurance to avoid being penalized for not having it?

No-one wants to be without health insurance, it’s scary.  But, brace yourself: Within a few years, your only choice for health insurance through your employer may be that high-deductible health plan.  It’s important to act smart now.  Everyone should evaluate how much money they’re fishing out to insurance companies each month and measure it to how frequently you actually visit your doctor.  Every case is different and every one is different.  We’re not advocating for you to not have insurance, of course you should in case something catastrophic happens.

Why are so many companies offering high deductible plans?  Because they push most of the cost onto the workers.  Right now we’re living in an era called “consumer-directed” healthcare, and the idea is that the consumer is financially looking for the best deal possible — even your employer.

High-deductible plans aren’t a poor choice for everyone though.  If you’re healthy, you shouldn’t need to go to a doctor for more than routine screenings.  You still have the savings cushion to cover your deductible, leaving you to pay lower months premiums, it’s not horrible… it’s reasonable.  Those high-deductible plans are supposed to nudge you to shop around for lower prices for nonemergency care, but very few people are doing that. Read more : http://blog.umahealth.com/

Where Should Healthcare Accountability Lie?

A transformation has taken place in the global economy as marketplaces have emerged to take the place of government or other central regulatory bodies. In other words, in many cases, technology and the power of crowds has enabled society as a whole to receive better service.

Perhaps the best example is the rating system on Uber. Anyone who has ever taken a cab in Manhattan and was unhappy with the experience didn’t really have an easy way to voice their concerns. Enter marketplace apps like Uber and Lyft which allow passengers to rate their experiences for the world to see.

In this manner, accountability has shifted to the consumer. Taxi drivers and the people they reported too didn’t seem to concerned about passengers – even though they were regulated by local governments who were theoretically accountable to the people. By making service providers accountable directly to their customers, service levels have improved.

Liz Kowalczyk with the Boston Globe just shined the spotlight on numerous hospitals in the Massachusetts area with filthy conditions and a staff not able to deal with patients because of either lack of training or staffing. Read more : http://blog.umahealth.com/

Latest Insurer to pull out of Obamacare to Leave 19,000 Stranded

Blue Cross and Blue Shield of Kansas City is the latest insurer to announce it is withdrawing from Obamacare next year, citing big losses and uncertainty. The move would leave nearly 19,000 residents in Western Missouri without a coverage option unless another carrier steps in.

The company has roughly 67,000 policyholders in the 32 counties it services in Missouri and Kansas, mainly in the Kansas City area. It said that it’s lost more than $100 million on Obamacare plans in the three years since the exchanges opened.

CNN Money describes the problem as “Here We Go Again” because many insurers are fleeing the Affordable Care Act otherwise known as the ACA or Obamacare.

While this may buck conventional wisdom, having insurance coverage with a deductible which a patient cant afford to pay could mean they actually can’t afford to get care. In other words, in many cases, its better to pay cash for your doctor visits. In addition, paying cash can quite often cost less than paying through insurance – even at the same doctor or medical office.

To make matters worse, users of insurance actually can pay 3.4 times more than cash for their common procedures like an MRI according to the Wall Street Journal. To be specific, in San Francisco, the cash price is as low as $750 and the typical patient responsibility if you go through insurance is $2,500!

As insurance costs continue to escalate and insurers pull out of market after market, patients should consider shopping for their healthcare like any other product – for example by price, distance ratings and availability. Its not unlike how you might book a hotel.

Read more : http://blog.umahealth.com/

Did you Know Health Insurance Premiums Just Doubled?

The Department of Health and Human Services tells us the average individual purchaser of health insurance across the United States saw their premiums increase from $232 per month in 2013 to $476 per month in 2017, an increase of over 100% in just a few years.  To put this into perspective, that’s nearly $3,000 per year and roughly 9% of what the median American earns each year.

To make matters worse, users of insurance actually can pay 3.4 times more than cash for their common procedures like MRIs according to the Wall Street Journal.

There is an increasing trend towards using insurance only for catastrophic events and paying cash for everything else. When you realize the potential savings, you can understand why. Perhaps it shouldn’t be surprising as this is how many of us use home or auto insurance. Many times, the same doctors will charge you a lot less if you just use cash.

Food for thought for the next time you go to the doctor.

It’s why we invented UMA Health, the free market for healthcare. Our platform connects patients with doctors but bypasses insurance. It allows patients to find doctors based on cost, distance, ratings and availability.

UMA stands ready to connect you with the doctor you need – we are available in the New York Area and initially targeting podiatrists and Great Neck Dentist. We are open to all doctors and we welcome new patients. Use our platform, save money and get 5% back to spend on future visits. Try us now.

Pictured Below are just some of our doctors located on Park Avenue in New York:

Dr. Maurice Khosh, New York Plastic Surgeon

Dr. Ruben Cohen, New York Oral Surgeon

Dr. Danielle Lombardi, New York Dentist

Marketing Tips to Attract More Patients into Your Practice

Overhead for doctors continues to climb and squeeze profits.  Each year, doctors spend thousands of dollars on advertising in attempt to attract new patients and grow their practice.  The truth is, there’s more tickling you need to do for marketing, to get patients through the door.

Here are some helpful tips to make your marketing message stand out the most.

1. Focus your attention on the patient.

Rather than just listing your services and products; take out the “your” and replace it with “we” and “our.”  Sympathize with how the patient feels when coming in for an appointment.  Take into account the amount of time they have to wait, the results they receive, the level of pain they experience.

2. Don’t begin an ad with your name or logo.

The most important piece of any marketing material is the headline.  Unless your name is Apple, Starbucks, Adidas, your logo will not attract any patients into your practice.  Grab their attention by using catchy headlines that will make them want to keep reading.
3. Create a call to action

Include a low-risk offer, discount, free consultation or money back guarantee.  While the headline is important, many skip down to the bottom of an article.  Let them know why you stand out!  No worries!  It’s not good enough just listing your phone number at the bottom, you have to give them a reason TO call.

4. Educate, Educate, Educate!

A long lasting patient who cares about their health, wants to know the reasoning behind their fiasco.  Instead of listing your credentials, give them tips and ideas to follow through.  Let them know you will work a step by step plan to recovery.  Education based marketing will also be perceived as more valuable (patient may hold onto your brochure/flyer to use as a reference!)

5. Track Your Results

All about progress.  Track to see where your marketing dollars are working the most effectively.  Some ways to track are to use different phone numbers as a call to action,  experiment with different campaigns, email marketing, flyers, broadcast on TV, radio.  You never know what works the best, until you’ve tried them all!

Know more : http://blog.umahealth.com/

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